Easy ways to buy your new home
No one would dispute that buying and moving into a new home is one of the most exciting events in life. On the downside, it can also be one of the most fraught, not to mention expensive. However, Millgate are here to smooth the path towards your new home.
Whether you’re a first time buyer or a seasoned mover, downsizing or upscaling, your new home is an emotional investment as well as a financial one, and of the utmost importance to you and your family.
Here at Millgate, we want to help make that move as hassle-free as we can. Not only do we offer a range of locations and properties to suit a wide range of purchasers, but a number of schemes to smooth the path to new ownership. Ultimately, we’d like you to relax and focus on what’s really important: your new Millgate home.
Our Part Exchange scheme is all about relieving the pressure and helping you take possession of your new home as quickly as possible. It will also save you some money, as there are no agent’s fees to pay. Instead of waiting for a buyer, basically we buy your existing home from you, paying a fair market price based on valuations from independent estate agents. With all that settled, you won’t have to deal with a chain, or worry about a buyer changing their mind and pulling out. Another advantage is that you can continue living in your current home until your new Millgate home is ready for you.
With our Assisted Move scheme, we do the hard work and manage your sale from start to finish. The service includes dealing with valuations, agents, viewings, buyer feedback, and the progress of all the legal processes once a sale is secured. We’ll also work with you to agree the best market price for your home and help you select the best estate agent for the job. While all this is happening, your new Millgate home will be held for you, for a pre-agreed period. This leaves you free to focus on your new home, not your old one.
Getting stuck in a chain that’s not moving because someone else is having difficulties can be very frustrating. With our Chain Break scheme, we become that missing link and fix the chain by buying the property that’s causing the hold-up, meaning you don’t miss out on the new Millgate home that you’ve set your heart on.
Help to Buy
This is an option if you want to buy a new Millgate home with just 5% deposit. It’s a scheme that has been around for quite a few years, one that’s provided by the Government through participating developers such as Millgate. Help to Buy is an ideal choice for first time buyers who are struggling to save their deposit, but in fact anyone can use Help to Buy, subject to a few conditions.
All buyers put down 5%, and get a 20% equity loan from the Government, meaning that the mortgage is just 75% of the total cost, leading to more affordable monthly payments. The equity loan, which is interest free for the first five years, is payable in full after 25 years, or when you sell your home. Help to Buy is available on new properties costing up to £600,000, and the only restrictions are that it can only be used to buy your principal residence, and not for second homes, investment or buy-to-let properties.
Why buy from Millgate?
At Millgate, our customers are at the heart of everything we do. Each one of our properties is built with a passion for individuality, using hand-built craftmanship, coupled with a meticulous attention to design, specification and architectural excellence.
For over 30 years Millgate has built a variety of exceptional homes across the Home Counties, meeting the needs of a wide range of clients. We have a wide range of new home developments, including luxury apartment only schemes, such as Kings Ridge, overlooking one of Surrey’s most prestigious golf courses; developments featuring a mixture of apartments and houses, such as Larks Hill Green, a beautiful collection of 1 and 2 bedroom apartments, and 3 and 4 bedroom houses, in the tiny Berkshire hamlet of Newell Green; and developments consisting solely of houses, such as Breedon Place, an exclusive collection of 3, 4 and 5 bedroom family homes in the Thames village of Pangbourne.
For more information about Millgate or about the ways in which we can help you move, please contact our sales office on 0118 934 3344.